BankiFi is a fintech company that specializes in providing embedded banking solutions aimed at small and medium-sized enterprises (SMEs). Operating in the financial technology market, BankiFi offers a unique combination of technology, marketing, and human interaction services to help banks strengthen their relationships with SMEs, which are their biggest revenue opportunities. The company's platform runs in the cloud through APIs and utilizes machine learning and reconciliation to offer a comprehensive suite of tools that SMEs need to manage their finances and conduct core business tasks efficiently. By partnering with BankiFi, banks can offer SMEs services to pay, get paid, manage cash flow, and access lending in a cost-effective manner, leading to profitable relationships. BankiFi makes money through partnerships with banks, providing them with the technology and data needed to offer enhanced services to their SME clients. The business model focuses on leveraging innovative technology and deep customer engagement to deliver financial insights and solutions that are both effective and efficient.

Keywords: embedded banking, SMEs, cloud-based APIs, machine learning, cash flow management, lending services, fintech, financial technology, bank partnerships, customer engagement.