Capital Small Finance Bank Limited, established as India's first Small Finance Bank on April 24, 2016, evolved from Capital Local Area Bank, which had been the country's largest local area bank since January 14, 2000. The bank provides a wide range of banking services including debit cards, money transfers, bill payments, FOREX, RTGS, NEFT, and insurance. It primarily serves local communities, aiming to foster economic development through innovative ideas and technology-driven products. The bank's business model focuses on maintaining long-lasting, trustworthy relationships with its clients, ensuring superior banking services tailored to their needs. Revenue is generated through various banking fees, interest on loans, and financial services. The bank operates in the financial services market, targeting both individual and business clients within its operational regions.

Keywords: Small Finance Bank, community banking, economic development, innovative technology, financial services, local area bank, debit cards, money transfers, FOREX, insurance.