CRED.club is a fintech startup that operates in the credit card management and rewards market. The company's primary service is to provide a platform for users to manage their credit card payments and track their credit scores. It serves a broad range of clients, primarily credit card users who are looking for a convenient way to manage their payments and rewards.

The business model of CRED.club is centered around incentivizing timely credit card bill payments. Every time a user pays their credit card bill through the platform, they earn CRED coins. These coins can then be used to participate in games and raffles, or to access exclusive rewards and curated products from the CRED Store. This model encourages users to pay their bills on time, thus improving their credit score and financial health.

Additionally, CRED.club offers a feature called CRED Protect, which provides users with a detailed analysis of their spending, detects hidden charges, and tracks their credit limit in real-time. This feature helps users gain a better understanding of their spending habits and manage their finances more effectively.

Another notable feature is CRED RentPay, which allows users to pay their rent using their credit card. This not only provides users with a convenient payment method but also allows them to earn more reward points and enjoy a credit-free period of up to 45 days.

In terms of revenue, CRED.club likely earns through partnerships with brands that offer rewards and products on their platform, as well as through transaction fees from credit card payments.

Keywords: Fintech, Credit Card Management, Rewards, Credit Score Tracking, Financial Health, Bill Payments, CRED Coins, CRED Protect, CRED RentPay, CRED Store.