Funding Circle

Peer-to-peer business loans.

Launch date

2010

Employees

501-1000 people

Market cap

Enterprise valuation

€351m (Public information from Sep 2024)

Company register number 06968588

London England (HQ & founding location)

http://www.fundingcircle.com/

https://twitter.com/fundingcircleuk https://www.facebook.com/pages/funding-circle/251150201594167 https://www.linkedin.com/company/funding-circle https://apps.apple.com/app/id763454954 https://play.google.com/store/apps/details?id=com.fundingcircle.investors.android.uk

View job openings

Revenues, earnings & profits over time

GBP	2020	2021	2022	2023	2024	2025	2026
Revenues	245m	219m	153m	163m	157m	181m	210m
% growth	46 %	(10 %)	(30 %)	6 %	(4 %)	16 %	16 %
EBITDA	(82.8m)	83.0m	5.0m	(10.3m)	17.2m	34.1m	54.2m
% EBITDA margin	(34 %)	38 %	3 %	(6 %)	11 %	19 %	26 %
Profit	(108m)	61.2m	(6.9m)	(38.3m)	(11.6m)	13.5m	27.7m
% profit margin	(44 %)	28 %	(4 %)	(24 %)	(7 %)	7 %	13 %
EV / revenue	0.8x	1.2x	-0.0x	-0.3x	1.3x	1.0x	0.7x
EV / EBITDA	-2.5x	3.1x	-1.2x	4.0x	11.5x	5.3x	2.6x

Source: Dealroom estimates

Date	Investors	Amount	Round
-	Ribbit Capital Baillie Gifford British Business Bank Endurance International Group (Newfold Digital) Waterfall Asset Management Rocket Internet Tech Nation British Business Investments	N/A	-
Feb 2010	N/A	$1.1m	Angel
Apr 2011	Index Ventures	£2.5m	Series A
Apr 2012	Index Ventures Union Square Ventures	$16.0m	Series B
Oct 2013	Accel	$37.0m	Series C
Oct 2013	N/A	N/A	Support Program
Jul 2014	Index Ventures	$65.0m	Series D
Apr 2015*	DST Global BlackRock Temasek	$150m Valuation: $1.0b -75.7x EV/LTM EBITDA	Series E
Jan 2017*	Accel	€91.0m Valuation: €1.0b -73.1x EV/LTM EBITDA	Series F
Jan 2017	N/A	$40.0m	Lending Capital
Sep 2018	N/A	£300m Valuation: £1.5b 535.7x EV/LTM EBITDA	IPO
Dec 2018	N/A	£1.0b	Post IPO Debt
Total Funding		€339m

Tech stackLearn more about the technologies and tools that this company uses.

ACQUISITION by Funding Circle Oct 2015

Indigo Clothing

ACQUISITION by Funding Circle Aug 2014

Endurance Lending Network

ACQUISITION by Funding Circle Oct 2013

Premier Roof Systems