Sivo is a financial technology company that provides debt capital to businesses and consumers. They offer a range of services including credit and charge cards, BNPL, earned income access, merchant cash advance and more. Sivo helps companies to lend to their users quickly and easily, with features such as multi-currency debt capital, real-time industry reputation building, and credit rating. They also provide API's to move capital, report performance, and stay compliant. Additionally, they offer no-code options with Zapier to connect 5,000+ apps and databases. What makes Sivo stand out from other businesses in the same industry is their ability to fund quickly and easily, and their commitment to providing a secure and compliant platform. They are trusted by companies backed by traditional funds, and they make a profit by offering their services to businesses and consumers.