Svatantra Microfin is a microfinance institution focused on empowering rural women entrepreneurs in India. The company operates in the microfinance sector, providing small loans to women for business needs such as working capital and capital expenditure. Svatantra Microfin serves clients in rural areas, forming groups of 5-12 people called Sahayatah to facilitate the loan process. The company conducts detailed surveys to identify potential customers and offers financial literacy workshops to help them manage their finances effectively. With over 448 branches as of February 2020, Svatantra Microfin ensures timely guidance and collection of EMIs (Equated Monthly Installments) through its field officers. The business model is centered around cashless disbursements, making it the only microfinance institution in India to achieve 100% cashless transactions. Svatantra Microfin generates revenue through the interest charged on the micro loans it provides, maintaining the lowest interest rates in the industry. The company leverages innovative ideas and technology to craft business solutions, shaping the future of micro businesses in India.

Keywords: microfinance, rural women entrepreneurs, cashless disbursements, financial literacy, micro loans, Sahayatah groups, EMI collection, low-interest rates, innovative solutions, India.